Point of Contact:

The following individual has been designated as the primary point of contact for academic and financial advising, including access to disability counseling, to assist Service members with completion of studies and with job search activities:

Annabelle Smith
Associate Dean- Offices of Student Financial Aid

asmith@ctcd.edu
254-526-1205

This individual will serve as the point of contact for Service members seeking information about available, appropriate academic counseling, financial aid counseling, and student support services. This individual has a basic understanding of the military tuition assistance program, ED Title IV funding, education benefits offered by the VA, and familiarity with services available to assist Service members. This individual is not exclusively dedicated to providing these services and, as appropriate, may refer the Service member to other individuals with an ability to provide these services, both on- and off-campus.

Access to Financial Aid Advisor:

Before offering, recommending, arranging, signing-up, dispersing, or enrolling Service members for direct student loans, Central Texas College will provide Service members access to a financial aid advisor who will make available appropriate loan counseling, including, but not limited to: (1) Providing a clear and complete explanation of available financial aid, including Title IV of the Higher Education Act of 1965, as amended; (2) Describing the differences between subsidized  and unsubsidized federal student loans to include terms, conditions, repayment and forgiveness options (Central Texas College does not participate in Private Lending); (3) Disclosing the College’s student loan Cohort Default Rate (CDR), the percentage of its students who borrow, and how its CDR compares to the national average; and (4) Explaining that students have the ability to refuse all or borrow less than the maximum student loan amount allowed.

CTC Student Loan Cohort Default Rate:

Central Texas College’s student loan 2016 Cohort Default Rate (CDR) as provided by the Department of Education on September 23, 2019, was 16.0 compared to the National Average CDR of 10.1.The percentage of CTC students who borrowed was 3.0.

Central Texas College

THREE-YEAR OFFICIAL COHORT DEFAULT RATES

For further information on default rates please visit the Cohort Default Rate Home Page. This school's six-digit OPE ID is 004003.