You Have Rights…

You have the right to know:

  • What CTC financial aid programs are available
  • How financial aid will be distributed, how decisions on distributions are made and the basis for those decisions
  • What resources (your current assets, parental contributions, other financial aid, etc.) are considered in calculating your need
  • How much of your financial need, as determined by the Department of Education (DOE), has been met
  • The details of the various programs in your student aid package
  • What portion of the financial aid you receive must be repaid and what portion is grant aid
  • For any loan aid, the interest rate, the total amount that must be repaid, the payback procedures, the length of time you have to repay the loan, and when repayment is to begin
  • How CTC determines if you are making satisfactory progress and what happens if you are not doing so

You Also Have Responsibilities…

As a financial aid recipient, you MUST:

  • Accurately complete all required forms and submit them on time to the proper office
  • Read, understand and comply with the information that appears on all forms that you sign
  • Read and understand the published Satisfactory Academic Progress (SAP) policy for federal financial aid recipients
  • Read and understand the Title IV Return of Funds regulations
  • Report changes in name, postal mailing address, email address and phone number to the CTC Admissions/Registration office at 254-526-1696.

Rights and Responsibilities

State & Federal money intended to help students meet the cost of attendance.

Money borrowed through the government loan programs. 

Learn how Sally Mae Loans work with CTC.

Gift aid awarded by the CTC Foundation Office or outside organizations.

State & Federal program that allows students to earn a portion of their educational expenses through part-time employment.

  • If you are trying to budget for the upcoming school year, check out the estimated cost of attendance (COA) for the specific academic year. More...
  • Information is available regarding military educational benefits, Selective Service registration compliance, veteran benefits and vocational rehabilitation (Texas campuses only). More...
  • A consortium agreement is a contract between two colleges/universities that recognizes your registration at each location for financial aid purposes. More...

(Calculator results are unofficial estimates)

  • Monday-Thursday:
    7:30 a.m. to 5:30 p.m.

  • Friday:
    7:30 a.m. to 11:30 a.m.

  • Email your questions to Financial Aid
    Email: financial.aid@ctcd.edu

    Phone: 254-526-1508
    Fax: 254-526-1480

    Office Location:
    Central Campus
    Bldg 215, Rm 121A
    Student Services Building

  • Federal Direct Loans Program: direct.loans@ctcd.edu

  • Work-Study Program: smorrow@ctcd.edu